Our History
Built on Experience
Since 2016, we’ve evolved from a local startup into a nationwide leader with over €2.3 billion in total advances.
We’re scaling the future of finance while staying true to the personal relationships that started it all.
Regulated by the Central Bank. Built for Irish business.
Capitalflow Group DAC, trading as Capitalflow Commercial Finance, is regulated by the Central Bank of Ireland. We provide asset finance, property finance, bridging loans and motor finance to SMEs, sole traders and property investors across Ireland. With our Retail Credit Licence, we also offer Buy-to-Let mortgages through brokers.
Capitalflow Group DAC is registered in Ireland (company number 574943). Our registered office is Second Floor, Block A, The Crescent Building, Northwood Business Park, Santry, Dublin 9, D09 X8W3.
2016 – Foundations
Capitalflow was founded to provide Irish SMEs with a finance partner that listens. Backed by Pollen Street Capital, we opened our first office and launched our initial Asset Finance and Invoice Discounting products.
2017 – Strategic Expansion
A merger with BBF Capital expanded our capabilities, allowing us to add specialist Property Finance to our growing product suite.
2018 – Rapid Growth
Named Ireland’s Fastest Growing Business Lender, we grew to a team of 50 and opened new offices in Santry and Baggot Street to support our expanding customer base.
2019 – Purpose & Partnership
We launched our ESG agenda and partnered with the SBCI to deliver a new €50m fund specifically for Irish SMEs.
2020 – Community & Resilience
During the pandemic, we focused on standing by our customers while launching new community initiatives, including GAA sponsorships and being named Best Financial Services Company.
2021 – Joining Forces With bunq
A landmark year saw us refresh our brand to “We Are With You” and join European neobank bunq, a strategic move designed to accelerate our digital growth.
2022 – Lender of the Year
Our commitment to excellence was recognised at the Irish Financial Services Awards, where Capitalflow was named Lender of the Year.
2023 – The €1 Billion Milestone
We reached 85 people and surpassed €1bn in total lending. We also continued our support for impacted businesses through the €75m Ukraine Credit Guarantee Scheme.
2024 – Digital Transformation
We unveiled the FAS Growth Plan to double our loan book, acquired the €122m Lunar mortgage book, and launched an award-winning digital platform.
2025 – Scaling to €2 Billion
Capitalflow was awarded its Retail Credit Licence and reached a major new milestone of €2bn in total advances, while continuing our global support via the Irish Red Cross.
2026 – New Horizons
We further expanded our property offering with the launch of a new broker-led Buy-to-Let mortgage product, supporting investors across the country.
grow with us
Our history is built on your success.
Partner with a lender that understands where you’ve been and where you’re headed. Reach out to our team today to get started.
